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      <image:caption>Here’s a super tip: If you have a TFSA sitting at a bank right now and want to move the money over to a wealth advisor to invest it for you, do not withdraw the money from your bank TFSA and then walk it over to the wealth advisor to deposit it. That will count as both a withdrawal AND a deposit in the same year, which we don’t want to do. Instead, ask the new wealth advisor to transfer the money into your new investment account and they will handle it all for you. That way it won’t count as a contribution OR a withdrawal.</image:caption>
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